Privacy Statement

PRIVACY FOR CUSTOMERS  & CLIENTS AT PRETORIUS MERCHANTS BANK LTD

Our goal is to maintain your trust and confidence when handling personal information about you.

YOU HAVE CHOICES

As a Pretorius customer, you have the opportunity to make choices about how personal information about you may be shared. As you consider this, we encourage you to make choices that enable us to provide you with quality products and services that help you meet your financial needs and objectives.

SECURITY OF PERSONAL INFORMATION

The security of personal information about you is our priority. We protect this information by maintaining physical, electronic, and procedural safeguards that meet or exceed applicable law. We train our employees in the proper handling of personal information. When we use other companies to provide services for us, we require them to protect the confidentiality of personal information they receive.

Pretorius Privacy Statement

Keeping customer information secure is a top priority for all of us at Pretorius, which includes our affiliate groups. We hope this notice helps you understand how we handle the personal information about you that we collect and how you can control our disclosure of personal information about you. The provisions of this notice will apply to former customers as well as our current customers unless we state otherwise. When Pretorius companies share personal information with other Pretorius companies it can make it easier when you apply for accounts or services from these companies. In addition, sharing personal information can help you receive timely notice about products, services or other special offers that may be of interest and benefit to you from companies in the Pretorius family or from selected third parties.

Pretorius is subject to the National Privacy Principles under the Privacy Act, and this document outlines how we intend to deliver all the rights and protections customers are entitled to. You can rely on similarly high standards wherever in the world you deal with a Pretorius company, due to Pretorius’ Privacy Policies for Consumers followed by all members of the Pretorius family of companies. Where there are differences between Pretorius’ Privacy Policies and Privacy Acts, the stronger protection applies.

Our policies and practices to protect your personal information:
We protect the personal information we collect about you by maintaining physical, electronic, and procedural safeguards that meet or exceed applicable law.
We require third parties that process personal information on our behalf to follow stringent standards of security and confidentiality.
We train people who work for us how to properly handle personal information and we restrict access to what is necessary for specific job functions.
Categories of personal information we collect and hold:

The nature of the personal information we collect, and where it comes from, will vary according to the specific product, and may include:
• information we collect from you on applications or other forms, such as name, address, telephone number, occupation, assets and income.
• information about your transactions with us, our affiliates, or third parties, such as account balances, payment history, and account activity
• information we receive from credit bureau reports.
• health information for insurance products.
Purposes of collecting your information:

We will only collect personal information necessary for the product/service. These purposes may include:
• processing a product application.
• evaluating and monitoring credit worthiness.
• processing receipts and payments, and servicing customer's accounts.
• responding to customer inquiries about applications, accounts or services.
• understanding the customer's needs and offering products and services to meet those needs.
• allowing our affiliates and selected companies to promote their products and services to customers.
• assessing, processing and investigating insurance risks or claims.
• meeting legal and regulatory requirements.

We will not disclose any of the above information that we collect to affiliates or third parties without your consent.

Disclosures of your information:
In common with many organisations, we keep our costs down by obtaining some routine services from external service providers, and your information may be provided to them on a confidential basis for this purpose. These disclosures and others to third parties may be for:

• check and statement printing and other administrative services.
• legal, settlement and valuation services.
• data processing and market research services.
• regulatory and compliance purposes.
• financial and professional advisory services.
• updating of credit information to credit bureaus.
• participating in payment systems, for example bank clearing and credit card associations.
• underwriting and assessing insurance risk and claims.

We can provide a list of third parties to whom we may disclose information on request.
Categories of affiliates with whom we may share your information:
Our affiliates are the family of companies that form Pretorius Merchants Bank Ltd. In accordance with the National Privacy Principles enshrined in the Privacy Act, we will disclose to you at or around the time of collecting personal information from you that we may share your information with affiliates.
These affiliates operate in several different lines of business including banking, consumer finance, securities, and insurance.

Privacy for Clients at Pretorius

Our goal is to maintain your trust and confidence when handling personal information about you.

Pretoriusbank.com Internet Privacy Policy

Pretoriusbank.com is the source of information about financial services provided by the Pretorius family of companies. This disclosure is intended to explain how personally identifiable information ("Information") that is collected through this web site may later be disclosed.

Categories of personally identifiable information collected on Pretoriusbank.com.
If you simply register to use the web site, Pretoriusbank.com will collect basic Information about you, such as name e-mail address, zip code, age and income range. Certain other Information about you is also collected that can be used to verify your identity if your log on credentials for the site are forgotten.

If you apply to become a client of Pretorius or affiliate, that affiliate may collect additional Information about you, including Information you provide on applications and other forms, Information about your transactions with such affiliate or nonaffiliated third parties, Information received from a consumer reporting agency and Information received about you from other sources. The Pretoriusbank.com site uses "cookie" technology. A cookie is a piece of information which a web server may place on your computer when you visit a web site.

Categories of third party entities with whom Information may be shared.

Information collected by a Pretorius’ affiliate through Pretoriusbank.com may be shared with several types of entities, including other affiliates among the family of companies controlled by Pretorius Merchants Bank Ltd, as well as non-affiliated third parties, such as financial services providers and non-financial organizations, such as companies engaged in direct marketing.

Review and request changes to Information.

Information that non-customers provide to Pretoriusbank.com can be accessed at the web site and changed. To access and/or change Information provided through Pretoriusbank.com to an affiliate in an online application or otherwise through the web site, depending on the type of Information, you may be able to contact such affiliate to request a copy of the Information. To protect your privacy, proof of identity or other authentication is required when making such requests.

Notice of changes.

From time to time, we may change this Internet Privacy Policy. The effective date of this policy, as stated below, indicates the last time this policy was revised or materially changed. Checking the effective date below allows you to determine whether there have been changes since the last time you reviewed the policy.

Effective Date.

This policy was last modified March 1, 2010.

Copyright © 2010 Pretorius Merchants Bank Ltd. All rights reserved.